No worries, we’ve got you covered.
We are your trusted Senior Benefits Partner.
Final Expense Insurance
Final Expense Insurance provides financial support for families during difficult times by covering funeral and burial expenses. With costs ranging from $1,000 to $10,000, it offers an affordable alternative to traditional life insurance. No medical exam is required, and premiums remain stable over time. It’s also known as burial or funeral insurance and it’s a popular choice among seniors. Make the essential choice for peace of mind today.
Life Insurance
In today’s complex insurance landscape, finding the right life insurance can be daunting. At HedgeGuard Senior Benefits Group, LLC, we offer a comprehensive range of individual life insurance products tailored to your family’s needs. Working with top-rated insurance companies, we match you with the coverage and benefits you desire. Our expert team helps you navigate decisions with confidence, ensuring your objectives translate into peace-of-mind solutions. Trust us to safeguard your future.
Ancillary Insurance
“Ancillary Coverage” Ancillary Coverage is a secondary type of health insurance coverage that covers miscellaneous medical expenses that are incurred during a stay at the hospital. It can cover expenses such as ambulance transportation, blood, drugs, and medical supplies like bandages. These benefits are usually layered on top of your medical coverage and can add an extra layer of protection.
Medicare Insurance
Medicare, originating in the 1960s, is a fee-for-service insurance program primarily for seniors, comprising several distinct parts. Part A covers facility-based care, while Part B covers outpatient treatments. Part C, also known as Medicare Advantage, combines Parts A, B, and sometimes D. Part D covers prescription drugs, and Medigap aims to fill gaps in traditional Medicare coverage. While Medicare offers extensive coverage, alternative plans through separate carriers like Medigap or Medicare Advantage may better suit your individual needs, providing additional support and equal or better coverage.
Schedule A Free Consultation
Your Path to Peace of Mind: Lets talk insurance!
F.A.Q.
Frequently Asked Questions
Final expense insurance is designed to cover funeral and burial expenses, providing financial support to your loved ones during a difficult time. Unlike traditional life insurance, final expense insurance typically has lower coverage amounts and is easier to qualify for, making it more accessible to individuals with health issues or limited budgets. It’s also known as burial or funeral insurance and it’s a popular choice among seniors.
Yes, we specialize in Medicare and can assist you in navigating the various parts of Medicare, including Parts A, B, C (Medicare Advantage), and D. We’ll help you understand your eligibility, coverage options, and enrollment process to ensure you make informed decisions about your healthcare coverage.
We take a personalized approach to understand your unique needs and objectives. Our experienced team will assess your situation and recommend insurance products that best fit your budget and coverage requirements. We’ll work with you to tailor a solution that provides assurance and peace of mind for you and your family.
Final expense insurance is typically available to individuals 6 weeks of age to age 89, although eligibility criteria may vary depending on the insurance provider. Our team can help you determine if you qualify for final expense insurance and guide you through the application process.
Yes, we understand that your insurance needs may change over time. We can help you review your coverage options and make adjustments as needed to ensure you have the right protection for your current circumstances.
We pride ourselves on our personalized service and commitment to helping clients find the right insurance solutions for their needs. With access to top-rated insurance companies and a dedicated team of professionals, we strive to provide exceptional service and support to our clients every step of the way.